IUL





Why Everyone Needs an IUL - Death Benefit

Why Everyone Needs an IUL - Tax-Free Income

Why Everyone Needs an IUL - Long Term Care

Why Everyone Needs an IUL - Estate Planning

Why Everyone Needs an IUL - IUL Swiss Army Training

All rights reserved, 2023.

Nichole Fleming

IUL Director

Nichole Fleming was born in Coeur d’ Alene Idaho, years later she moved to Post Falls Idaho where she attended school and spent most of her life.  She is married with three girls and now resides in Spokane, WA.  Nichole has a passion for cooking, loves the Pacific Northwest enjoying time with her family and being outside in the warmer weather months.  Nichole has her life/health license and has worked in the life insurance industry for over 10 years.

Lauren Jackson

Annuity Processing Manager

Lauren Jackson grew up on a wheat farm in eastern Washington and graduated from Washington State University with a BA in Communications. She also has her Life/Health insurance license & NSSA Certification. Lauren now lives in north Idaho with her husband and two dogs and enjoys photography, cooking & walking her dogs. She works with agents to create an annuity plan for their clients through the Ask a Specialist tool as well as overseeing annuity processing!

Navi Salisbury

Contracting Manager

Navi Salisbury was born and raised in a small town in Southern Idaho. She graduated from Lewis-Clark State College with a BA in Business Administration. Navi moved to Northern Idaho after graduation and has since fallen in love with the area. She enjoys hiking, fishing, and hanging out at the beach with her friends.

Scott Genad

Director of Infinite Banking

Financial Services Professional with over 10 years progressive experience, holding positions that range from Executive Senior Advisor, Retirement Planner, Infinite Banking Specialist, and culminating in Founding American Capital Life LLC, an independent financial risk management group.

American Capital Life specializes in helping agents around the country create wealth, pay off debt in a rapid fashion, and maximize tax free loan efficiency.

Scott currently lives in Florida with his amazing wife and dynamic son. In his free time he enjoys spending quality time with his family and friends, exercising, golfing, and the outdoors.