Application Review

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All rights reserved, 2020.

Sean Ruggiero

Corporate Adviser

Registered Investment Advisor (CRD #7201706) CEP, RICP, WMCP & National Social Security Advisor Certificate Holder.  Sean’s focus is on helping consumers, agents and agencies with retirement readiness through the use of evolving FIAs, education, training and software.  Voted by Life Health Pro as one of “Top 20 Most Creative People in Insurance” for 2015. DIA award winner in 2016 Barcelona. Listed Top 100 InsurTech Startups by Digital Insurance Agenda in 2018. Marketing consultant for three of the top 60 insurance companies in the United States. Founder of, a non-profit dedicated to the awareness of alternatives to the stock market in retirement. Author of “FIAs for Retirement” (released 2020)

Bridget Reimer

Operations Director

Bridget Reimer was born in San Diego, CA but moved around most her life due to being a military family (her father served 22 years in the Navy!).  She attended Carroll College and the University of Phoenix to receive her BS in Human Services and Management.  She is also a licensed agent, has an NSSA Certification and holds her RICP (Retirement Income Certified Professional) designation from the American College of Finance.  Bridget currently resides in beautiful Coeur d’Alene, Idaho with her husband Joseph, their 4 children, 3 dogs, and a bearded dragon.  She is our annuity “ask a specialist” expert and here to help you design a personalized plan for your client. She also oversees all operations for the FFL Advanced Market division.

Kim Moothart

Director of IUL Sales

Kim Moothart grew up in Elk Grove, CA then later moved to Boise, ID where she attended Boise State University. She now lives in Coeur d’ Alene with her husband, three kids & fur baby. Kim has her Life/Health License, NSSA Certification & currently in school for her BA in Marketing Management. In her spare time she enjoys playing the piano, going to her kid’s activities & traveling. Kim is here to help with IUL illustrations, pending business and training on all IUL products.

Lauren Jackson

Annuity Processing Liaison

Lauren Jackson grew up on a wheat farm in eastern Washington and graduated from Washington State University with a BA in Communications she also has her Life/Health insurance license & NSSA Certification. Lauren now lives in north Idaho with her husband and two dogs and enjoys photography, cooking, walking her dogs & helping agents get their annuities issued! She is here to assist you from start to finish with scrubbing your annuity application to dealing with the transfer companies and everything in between.

Navi Salisbury

Contracting Manager

Navi Salisbury was born and raised in a small town in Southern Idaho. She graduated from Lewis-Clark State College with a BA in Business Administration. Navi moved to Northern Idaho after graduation and has since fallen in love with the area. She enjoys hiking, fishing, and hanging out at the beach with her friends.

Jo-Ann Rogan

Digital Marketing Specialist

Jo-Ann Rogan was born and raised in Long Island, NY. She moved to her current hometown, Philadelphia, to attend Temple University, where he earned a Bachelor of Science in Kinesiology.  Legal IT became her profession and in her free time, she became a special needs parenting blogger, which she has authored for over a decade. Her blog morphed into a career as a freelance writer and social media manager. Jo-Ann started working with InsuranceDrip while it was still in development, then acted as the social media manager for Family First Life for 18 months which helped her to develop a real passion for working with Life Insurance. She is the newest member of the FFL AMS team. When she is
not working you will probably find her at one of her two teenage sons’ twice daily USA swim practices.